Buy now, pay later with Klarna

Klarna is a new way to check out that lets you buy now and pay later.

Klarna Pay Later gives you 30 days* to pay for your order once it has been shipped. No fees, no interest.

HOW DO I USE PAY LATER WITH KLARNA?

1. Find something you love from Wild Peach, add it to your bag and head to the checkout as normal.

2. Select Pay Later with Klarna as your payment method (there is no need to create a Klarna account).

3. Place your order and you're done. Once despatched you’ll have 30 days* to pay Klarna - Klarna will email you with instructions on how to pay.

*30 days - UK only, 14 days for rest of world.

Benefits of Klarna

  • Your order is shipped straight away
  • Try on your items and only pay for the ones you keep
  • Pay for your order 30 days after it's been shipped. No fees, no interest.
  • Klarna will send you a payment reminder

Who are Klarna?

Klarna provide seamless payment solutions for more than 100,000 online stores, and are trusted by 60 million consumers. WOW.

Can anyone use pay later?

You must be at least 18, and Pay Later acceptance will also depend on factors including your previous credit history and a soft credit check. This will not affect your credit rating.

Please note that Klarna are an independent payment company and Wild Peach have no influence over whether your payment with Klarna is accepted or not. If you have any issues with your order, please contact Klarna Customer Service.

manage my klarna account

You can review your orders anytime by logging into Klarna.com.
If you need assistance, contact Klarna's customer service.
Please note, your credit score will be affected if you do not pay Klarna for your order on time.

FAQs

How does Pay later in 3 interest-free instalments work?
Pay later in 3 interest-free instalments is a form of credit which allows you to spread the cost of your purchase over 3 equal payments. The payment for each instalment will automatically be collected from the debit or credit card you entered at checkout. Your first instalment will be collected when your order is confirmed by Wild Peach and instalments 2 and 3 are scheduled 30 and 60 days later, respectively. You can monitor your payment schedule in the ​Klarna app​.

Am I eligible for Pay later in 3 interest-free instalments?
To use Pay later in 3 interest-free instalments you must be at least 18. Whilst this option is widely promoted, Pay later in 3 interest-free instalments is subject to your financial circumstances. When choosing Pay later in 3 interest-free instalments, our assessment will not affect your credit rating.

How can I increase my chances of being accepted for Pay later in 3 interest-free instalments?
Klarna is unique and offers Pay later in 3 interest-free instalments based on a number of factors such as the order value, previous order history and item availability. If you are 18 or over, you can improve your chances of being offered Pay later in 3 interest-free instalments by ensuring you provide your full name, accurate address details and arrange shipping to your registered billing address. All orders are assessed individually. Just because you have been accepted for Pay later in 3 interest-free instalments before does not mean it will be offered for every order. In turn, if your application for Pay later in 3 interest-free instalments is denied, it does not mean it will be denied for future orders.

What do I need to provide when I make a purchase?
If you want to make a purchase with Klarna using Pay later in 3 interest-free instalments, you'll need to provide your mobile phone number, email address, current billing address and a debit or card card. The mobile number is required in case we need to reach you. All communications will be sent to your email address. It's very important that you give us the correct details, as otherwise you will not receive your payment schedule and any updated order information.

Will a credit search take place?
Klarna may run so-called unrecorded enquiries (or soft credit searches) that do not affect credit scoring and are only visible to you and Klarna, but not visible to other lenders. Neither Klarna nor​ Wild Peach run credit searches against you that could impact your credit rating.

Why have I not been offered Pay later in 3 interest-free instalments?
Although Pay later in 3 interest-free instalments is widely promoted it is not always universally available. The Pay later in 3 interest-free instalments payment option is automatically generated by algorithms that are dependent upon a number of factors including address details, cardholder details, amount of order, the online store, previous order history and item availability.

What are my payment options with Klarna?
Payment for your Pay later in 3 interest-free instalments will automatically be collected from the debit or credit card you entered at checkout. The first payment is taken when the order is confirmed. The second and third instalments are collected 30 and 60 days, respectively, after the first instalment. You can always monitor your payments’ schedule in the Klarna app.

What happens if I cancel or return my order?
As soon as ​Wild Peach​ have accepted your cancellation/return, Klarna will cancel any future scheduled payments as well as refund any amounts due. The return will be reflected in the Klarna app immediately.

What happens if I don’t pay for my order?
Klarna will automatically attempt to collect your payment for your Pay later in 3 interest-free instalments purchase at ​Wild Peach from the debit or credit card you entered at checkout. If we are unable to collect your payment on the scheduled due date Klarna will make one further attempt to automatically collect payment two days later. Should this last payment attempt fail, Klarna will issue you a statement for the full outstanding order amount which will become payable 15 days later. Klarna shall notify you when a payment is due two days in advance of attempting to collect your payment and you can always monitor the due date in Klarna app at your convenience.You will not be charged fees or interest for late and/or missed repayment(s). Your credit score will not be impacted by using Klarna’s ‘Pay later in 3 instalments’ product even if you have failed to pay on time. If you fail to make a payment you will be in default, and may be unable to use Klarna in the future. We may continue to attempt to collect overdue and currently due payments on subsequent due dates, or invoice you separately for the unpaid total. If you do not pay for your purchase, Klarna may engage with an external debt collection agency to collect on our behalf. Debt collection agencies are used as a last resort.